AP EXPRESS PAYMENTS
Control the Payment Process. From Approval to Execution.
Connect approved invoices, verified supplier banking information, payment approvals and payment execution in one controlled AP process.
AP Express helps finance teams strengthen payment controls, reduce risk and move approved invoices to payment without relying on disconnected processes.
01 — APPROVED INVOICE
02 — VERIFIED SUPPLIER
03 — PROTECTED BANKING
04 — PAYMENT APPROVAL
05 — PAYMENT EXECUTION
ACH
VIRTUAL CARD
CHECK
THE PAYMENT LIFECYCLE
One Connected Payment Process.
APPROVED INVOICE → VERIFIED SUPPLIER → PROTECTED BANKING → PAYMENT APPROVAL → PAYMENT EXECUTION
ACH • VIRTUAL CARD • CHECK
Control before payment. Visibility through execution.
PAYMENT CONTROLS
Protect the Payment Before It Starts.
Payment security begins long before a payment is released. AP Express connects invoice approvals, supplier verification, protected banking information and payment controls so finance teams can reduce risk before funds ever move.
01 — APPROVED INVOICE
Start With an Approved Obligation
Ensure the invoice has completed the required matching, exception handling and approval process before it moves toward payment.
02 — VERIFIED SUPPLIER
Know Who You’re Paying
Connect payment activity to approved supplier information maintained through controlled supplier workflows.
03 — PROTECTED BANKING
Protect Where the Money Goes
Use controlled supplier banking information and bank-change safeguards before updated payment instructions become active.
04 — PAYMENT APPROVAL
Control Before Funds Move
Apply the appropriate review and approval controls before a payment is released for execution.
CONTROL BEFORE EXECUTION
The Safest Payment Is the One You Validate Before You Send.
By connecting invoice, supplier, banking and approval controls, AP Express helps finance teams identify risk earlier in the payment process.
PAYMENT EXECUTION
Pay Suppliers the Way They Want to Be Paid.
Once invoices are approved and payment controls are complete, AP Express connects the payment process to flexible execution options across ACH, virtual card and check.
Support supplier payment requirements across your organization while maintaining consistent enterprise controls, approvals and visibility.
ACH
Electronic Payments. Built Into the Process.
Support efficient electronic supplier payments through a controlled process connected to approved invoices and supplier payment information.
VIRTUAL CARD
A Digital Option for Eligible Suppliers.
Support virtual card payments as part of the payment process, giving organizations another electronic payment option for participating suppliers.
CHECK
Support Payments That Still Require a Check.
Maintain check as a payment option for suppliers and payment scenarios that continue to require traditional payment methods.
01 APPROVED FOR PAYMENT → 02 PAYMENT METHOD: ACH • VIRTUAL CARD • CHECK → 03 EXECUTION → 04 PAYMENT STATUS
ONE PAYMENT PROCESS
One Workflow. Multiple Ways to Pay.
Keep payment controls connected while supporting multiple payment methods through a consistent AP process.
PAYMENT VISIBILITY & CONTROL
Know What’s Happening With Every Payment.
Give AP visibility into the payment process from approved invoice through execution, helping finance teams understand what is ready to pay, what has been processed and where attention may be required.
01 — PAYMENT READINESS
Know What’s Ready to Pay
Keep approved invoices and payment-ready activity connected so AP can clearly understand what is moving toward payment.
02 — PAYMENT STATUS
See Where Payments Stand
Maintain visibility into payment activity and status as invoices move through the payment process.
03 — SUPPLIER VISIBILITY
Give Suppliers Better Answers
Connect payment and remittance information to the supplier experience, helping reduce routine payment-status inquiries to AP.
04 — AUDITABILITY
Maintain a Clear Record
Keep payment activity connected to the invoices, supplier information and approvals that preceded it for stronger operational visibility.
FROM APPROVAL TO PAYMENT
Keep the Payment Process Connected.
Bring invoice approvals, supplier information, payment controls and payment activity together in one connected AP process.
BUSINESS IMPACT
More Control. Less Payment Complexity.
Connect payment controls, supplier information and payment execution to help finance teams simplify the payment process while maintaining the visibility and control enterprise AP requires.
REDUCE MANUAL WORK
Simplify Payment Operations
Reduce disconnected steps and manual handoffs between approved invoices and payment execution.
STRENGTHEN CONTROLS
Protect the Payment Process
Keep supplier, banking and approval controls connected before payments are released.
SUPPORT SUPPLIER CHOICE
Offer Flexible Ways to Pay
Support ACH, virtual card and check within a consistent payment process.
IMPROVE VISIBILITY
See the Process More Clearly
Give AP greater visibility from approved invoice through payment activity.
CONNECTED PAYMENTS
From Approved Invoice to Payment. One Connected Process.
Extend AP automation beyond invoice approval with payment controls and execution connected to the AP Express platform.
AP EXPRESS PAYMENTS
Take Control of the Payment Process.
Connect invoice approvals, supplier information, payment controls and flexible payment execution with AP Express.
Control before payment. Visibility through execution.
Payment Controls • ACH • Virtual Card • Check • Payment Visibility