AP EXPRESS PLATFORM
Built to work with the ERP systems you already use, AP Express gives finance teams a consistent experience from invoice capture through supplier management and payment.
Global AP Automation. One Platform Across ERPs, Countries and Languages.
Give finance teams and suppliers around the world a localized experience while maintaining consistent AP workflows, controls and visibility across the enterprise.
ONE CONNECTED LIFECYCLE
INVOICE
SUPPLIER
APPROVAL
PAYMENT
AP EXPRESS
Connected platform layer
NivoIQ™ INTELLIGENCE ACROSS THE AP LIFECYCLE
ONE CONNECTED PLATFORM
Invoice Automation
Capture, extract, match, route, approve, and manage exceptions.
Supplier Management
Onboard suppliers, verify critical data, manage documents and banking changes, and provide self-service visibility.
Payments & Security
Connect approved invoices to controlled payment workflows with stronger supplier and bank-change protections.
Intelligence
Surface exceptions, risk signals, recommendations, and insights through NivoIQ™.
INVOICE AUTOMATION
Intelligent Invoice Capture
Capture and extract invoice header and line-level data.
PO & Non-PO Processing
Support purchase-order and non-purchase-order invoice workflows.
2-Way & 3-Way Matching
Automate matching and surface exceptions that require attention.
Configurable Approvals
Route invoices through approval workflows based on business rules.
Exception Management
Prioritize the invoices that need AP intervention.
Auditability & Control
Maintain invoice history, workflow activity, approvals, and supporting documentation.
SUPPLIER MANAGEMENT
01 · Onboard
Suppliers securely register and provide company, contact, tax, classification and payment information.
02 · Verify
W-9 information, TIN and banking information can be validated before supplier activation.
03 · Approve & Control
Configurable approvals, verification and bank-change controls help protect supplier master data.
04 · Transact
Suppliers can access POs, flip POs to invoices, submit invoices and communicate securely with AP.
05 · Pay & Maintain
Suppliers can view invoice and payment status and remittance information while maintaining their profile, documents and banking information.
Give suppliers a secure way to maintain critical payment and banking information while AP retains control through verification, approvals and audit history.
Give suppliers self-service visibility into invoices, payments and remittance information—reducing routine status inquiries to the AP team.
SELF-SERVICE FOR SUPPLIERS. CONTROL FOR AP.
PAYMENTS & SECURITY
CONTROLLED PAYMENT WORKFLOW
Supplier Verification
Validate critical supplier information before payment.
Banking Controls
Protect sensitive banking information and control changes to payment instructions.
Payment Approvals
Apply configurable approval requirements before payments are released.
Auditability
Maintain visibility into approvals, changes and payment activity.
BANK CHANGE PROTECTION
Give suppliers a secure way to submit banking changes while AP maintains control through authentication, verification, configurable approvals and a complete audit history.
01 Bank Change Request →
02 Supplier Authentication →
03 Bank Account Verification →
04 Internal Review ↓
05 Multi-Level Approval →
06 Cooling-Off Period →
07 Activate
Sensitive banking changes should follow a controlled workflow—not an email thread.
AP Express brings invoice approval, supplier verification, banking controls and payment workflows together so finance teams can manage payment risk throughout the AP lifecycle—not just at the point of payment.
Invoice Automation + Supplier Management + Payment Controls
→
CONTROLLED PAYMENT
One connected process. Greater visibility. Stronger control.
CONTROL FROM INVOICE TO PAYMENT
NIVOIQ™ | INTELLIGENCE LAYER
NivoIQ brings practical intelligence into AP Express to help finance teams identify exceptions, surface risk, improve decisions and automate more work across invoices, suppliers and payments.
NivoIQ™
Intelligence Layer
↓
INVOICE INTELLIGENCE
Identify exceptions, improve processing decisions and automate more of the invoice lifecycle.
SUPPLIER INTELLIGENCE
Surface supplier activity, changes and risk signals that deserve attention.
PAYMENT INTELLIGENCE
Identify payment risk and support more informed payment decisions.
↓
AP EXPRESS
Enterprise Accounts Payable Platform
FROM SIGNALS TO ACTION
→
NIVOIQ™
Analyze → Identify → Recommend
→
NivoIQ uses the operational data already moving through AP Express to surface what needs attention and help finance teams make better decisions.
PRACTICAL AI. PURPOSE-BUILT FOR AP.
NivoIQ is focused on practical AI that reduces manual work, improves control and helps AP teams make better decisions—not AI simply for AI’s sake.
01 — IDENTIFY EXCEPTIONS EARLIER
Surface invoices and activity that deserve attention before they become bottlenecks.
02 — RECOGNIZE RISK
Highlight unusual supplier, approval and payment activity for further review.
03 — IMPROVE DECISIONS
Deliver relevant recommendations and insights within the AP workflow.
INTELLIGENCE WHERE THE WORK HAPPENS
Invoice automation. Supplier management. Payments. One intelligence layer across the entire AP lifecycle.
ENTERPRISE ERP INTEGRATION
Built to Work With the ERP You Already Have.
AP Express connects accounts payable automation, supplier management and payments directly to your existing ERP environment—giving finance a modern AP experience while your ERP remains the financial system of record.
Standardize AP globally without standardizing your ERP.
ERP ECOSYSTEM
Multi-ERP
One AP Platform
CONNECTED TO YOUR ERP
One AP Platform. Connected to Your Financial Systems.
AP EXPRESS
Enterprise AP Platform
Invoice Automation • Supplier Management • Payments
↕ BIDIRECTIONAL ENTERPRISE INTEGRATION ↕
Oracle E-Business Suite • Oracle ERP Cloud • JD Edwards • SAP • Other ERP
IT-LIGHT DEPLOYMENT
Enterprise AP Automation Without the Enterprise IT Project.
AP Express connects quickly with your existing ERP—helping finance modernize AP without creating another major project for IT.
~1–1.5 Hours
Typical customer IT involvement to establish the initial ERP connection.*
Fast to Connect — Establish the initial ERP connection quickly.
Minimal IT Resources — Reduce the burden on internal technology teams.
No ERP Replacement — Keep your ERP as the financial system of record.
*Typical customer IT involvement for the initial connection. Actual requirements may vary based on ERP environment, integration method and customer-specific requirements.
UNIVERSAL INTEGRATION
One AP Platform. Across Multiple ERPs.
For organizations operating multiple ERP systems, AP Express provides a consistent AP experience across the enterprise while connecting with each underlying financial system.
APIs
Modern application connectivity.
Direct Integration
Deep connectivity for supported enterprise ERP environments.
Secure File Exchange
Flexible integration for additional systems and requirements.
ERP 1
ERP 2
ERP 3
ERP 4
↕
AP EXPRESS
Enterprise AP Platform
ONE ENTERPRISE AP EXPERIENCE
Extend Your ERP. Don’t Replace It.
AP Express adds modern invoice automation, supplier management and payment controls while your ERP remains the financial system of record.
ERP
Financial System of Record
↕
AP EXPRESS
Modern AP Automation Layer
Modernize AP without disrupting the financial systems your organization already depends on.
BUSINESS IMPACT
Scale AP Without Scaling Headcount.
As invoice volumes, suppliers and business complexity grow, AP Express helps finance teams increase capacity without requiring AP staffing to grow at the same rate. By connecting invoice automation, supplier management, payments and intelligence, teams can automate routine work and focus their time on the exceptions that require attention.
Handle More With the Same Team
Increase AP capacity as invoice and supplier volumes grow.
Reduce Manual Work
Automate repetitive invoice, supplier and payment processes across the AP lifecycle.
Strengthen Control as You Scale
Maintain consistent approvals, supplier controls, auditability and payment safeguards as the business grows.
Improve the Supplier Experience
Give suppliers secure self-service access while reducing routine inquiries and administrative work for AP.
MORE VOLUME + MORE SUPPLIERS + MORE COMPLEXITY
↓
AP EXPRESS
Enterprise AP Platform
Automate the routine. Manage the exceptions.
↓
MORE AP CAPACITY
Without proportional headcount growth
OPERATING LEVERAGE FOR AP
Turn AP Growth Into Operating Leverage.
AP Express helps finance teams increase capacity and productivity without adding headcount at the same pace as transaction growth.
CUSTOMER RESULTS
Proven in Complex Enterprise AP Environments.
AP Express helps enterprise finance teams reduce manual work, improve control and scale accounts payable across complex ERP environments.
McElroy Metal
JD EDWARDS | MANUFACTURING
91% → 15%
Invoices processed manually
AP Express helped dramatically reduce manual invoice processing while increasing the AP team’s capacity.
Old Dutch Foods
JD EDWARDS | MANUFACTURING
90%
Of issues eliminated right off the bat
Deep JD Edwards expertise helped eliminate many of the integration and processing issues experienced with the previous solution.
LCS
ORACLE E-BUSINESS SUITE | ENTERPRISE SCALE
425,000
Annual invoices
AP Express expanded from the corporate accounting group across the organization as part of LCS’s standard AP environment.
Built for Long-Term Partnership.
Enterprise AP automation backed by deep ERP expertise and a team committed to long-term customer success.