NIVOIQ™ | INTELLIGENCE LAYER

Intelligence Built Into Accounts Payable.

NivoIQ brings intelligence across invoices, suppliers and payments to help finance teams identify exceptions, surface risk, make better decisions and automate more work.

Built into the AP Express platform, NivoIQ applies practical intelligence where it can make a meaningful difference in the AP process.

AP SIGNALS

INVOICES • SUPPLIERS • PAYMENTS

NivoIQ™

ACTIONABLE INTELLIGENCE

AUTOMATE • PREDICT • DETECT • SURFACE

ONE INTELLIGENCE LAYER

Intelligence Across the AP Process.

NivoIQ connects intelligence across the AP Express platform—bringing invoice, supplier and payment signals together to help finance teams focus attention where it matters most.

INVOICE INTELLIGENCE

SUPPLIER INTELLIGENCE

PAYMENT INTELLIGENCE

NivoIQ™

INTELLIGENCE LAYER

SIGNALS IN → INTELLIGENCE APPLIED → INSIGHTS & ACTIONS

THREE PILLARS. ONE INTELLIGENCE LAYER.

THREE INTELLIGENCE PILLARS

Intelligence Where AP Needs It Most.

NivoIQ applies intelligence across the three areas that drive the AP process—invoices, suppliers and payments—helping finance teams automate routine work, identify exceptions and surface the information that deserves attention.

01 — INVOICE INTELLIGENCE
Process More. Touch Less.
Apply intelligence to invoice capture, coding, matching, exceptions and approvals to help AP teams reduce manual work and focus attention on invoices that need it.

INTELLIGENT CAPTURE

CODING INTELLIGENCE

EXCEPTION INTELLIGENCE

APPROVAL INTELLIGENCE

02 — SUPPLIER INTELLIGENCE
Know More About Who You Pay.
Apply intelligence across supplier onboarding, information, documents and activity to help finance teams identify risk, maintain better supplier data and focus review where it matters.

SUPPLIER DATA INTELLIGENCE

DOCUMENT INTELLIGENCE

RISK SIGNALS

CHANGE INTELLIGENCE

03 — PAYMENT INTELLIGENCE
Add Intelligence Before Funds Move.
Apply intelligence to payment activity, supplier information and payment controls to help finance teams identify risk and make better decisions before payments are executed.

PAYMENT RISK SIGNALS

BANK CHANGE INTELLIGENCE

PAYMENT DECISION SUPPORT

PAYMENT PATTERN INTELLIGENCE

PRACTICAL AI. PURPOSE-BUILT FOR AP.

AI That Solves Real AP Problems.

NivoIQ is focused on practical intelligence that helps finance teams reduce manual work, identify exceptions earlier, surface risk and make better decisions across the AP process.

The goal isn’t AI for the sake of AI. It’s applying intelligence where it can make a meaningful difference in how AP operates.

AP SIGNALS

INVOICE DATA
HISTORICAL ACTIVITY
SUPPLIER CHANGES
PAYMENT PATTERNS

SIGNALS IN

NivoIQ™

INTELLIGENCE APPLIED

INSIGHTS OUT

ACTIONABLE OUTCOMES

REDUCE MANUAL WORK
RESOLVE EXCEPTIONS FASTER
IDENTIFY RISK EARLIER
MAKE BETTER DECISIONS

FROM DATA TO DECISIONS

Turn AP Data Into Action.

NivoIQ brings intelligence into the flow of work—helping AP teams know what needs attention, understand why it matters and take action sooner.

INTELLIGENCE IN ACTION

Put Intelligence to Work Across AP.

NivoIQ is designed to apply intelligence to specific AP challenges—helping finance teams automate routine decisions, identify exceptions, surface risk and find answers faster.

01 — INTELLIGENT GL CODING

Recommend Accounting With More Context.

Use invoice data, supplier history and prior coding patterns to help identify appropriate accounting and reduce repetitive manual coding.

02 — DUPLICATE & ANOMALY DETECTION

Find What Doesn’t Look Right.

Identify potential duplicate invoices and unusual invoice activity so AP teams can investigate exceptions earlier.

03 — INTELLIGENT APPROVAL ROUTING

Help Work Find the Right Approver.

Apply invoice context and historical approval patterns to help route invoices through the appropriate approval path.

04 — SUPPLIER RISK SIGNALS

Surface Changes That Deserve Attention.

Identify unusual supplier information, activity or profile changes that may warrant additional review.

05 — BANK CHANGE RISK

Add Intelligence to a High-Risk Process.

Apply risk signals to supplier banking changes to help finance teams identify higher-risk activity before updated payment instructions become active.

06 — NATURAL-LANGUAGE AP INSIGHTS

Ask AP. Get Answers.

Allow finance users to ask questions about AP activity in plain language and quickly surface relevant KPIs, exceptions and trends.

BUSINESS IMPACT

More Intelligence. Better AP Decisions.

Use intelligence to reduce manual work, resolve exceptions faster, strengthen controls and help finance teams make better decisions across accounts payable.

REDUCE MANUAL WORK

Automate More of the Routine.

Apply intelligence to repetitive AP decisions so teams can spend less time processing and more time managing exceptions.

RESOLVE EXCEPTIONS FASTER

Focus Attention Where It Matters.

Surface invoices, suppliers and payment activity that need review so AP teams can act sooner.

STRENGTHEN CONTROLS

Identify Risk Earlier.

Use signals across invoices, suppliers and payments to highlight unusual activity before it becomes a larger problem.

MAKE BETTER DECISIONS

Turn AP Data Into Insight.

Bring relevant information, patterns and trends forward so finance teams can make more informed decisions.

NIVOIQ™ | INTELLIGENCE LAYER

Put Intelligence to Work in Accounts Payable.

Bring practical intelligence into invoices, suppliers and payments with NivoIQ—helping your finance team automate more work, surface risk earlier and make better decisions.

Practical AI. Purpose-built for AP.

Invoice Intelligence • Supplier Intelligence • Payment Intelligence